DSCR rental loans
See your DSCR loan estimate in about 1 minute.
Qualifies on the rent, not tax returns. Up to 80% of purchase (700+ score).
- No credit pull to pre-qualify
- No US credit or SSN? Asset-based options
credit
Accept your term sheet within 48 hours. We credit your appraisal.*
*Paid by you when ordered, credited up to $1,000 within 10 days after your loan closes.
No LLC yet? We help you set one up before closing.
Real clients, in their own words
What I like most is how fast they were.
About three weeks from start to finish. David was straight with us from day one.
David helped me anyway. He was kind and explained everything.
He helped me get a loan based on the rental income and never rushed me.
What you get
Your options on one page, walked through on a 15-minute call. Reissers Capital is a private lender, paid only if your loan closes. Our fee is on your term sheet. Closing costs, the appraisal and title are extra.
Who you'll talk to
David Hazout Levy
Founder and Principal
Reissers Capital
DSCR loan requirements
- Credit score
- 700+ ideal
- Below 650 or no US credit: asset-based.
- Rent coverage
- Rent ÷ payment
- Loan, tax, insurance, HOA. No tax returns.
- Leverage
- Up to 80%
- of the price, 700+ score.
- Experience
- None needed
- First rental is fine.
- Property
- 1-4 unit rentals
- Houses, townhomes, most condos.
- Borrower
- An LLC
- Or corporation. No LLC yet? We help.
- Location
- 36 states
- Not covered? We tell you before you share your phone.
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✓ We cover .
See all 36 states
Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
Documents to have ready
- Photo ID
- LLC or corporation papers
- Purchase contract or mortgage statement
- Lease, if rented
- Bank statements
We send the exact list after your call.
DSCR loan questions
What DSCR ratio do I need?
DSCR is the rent divided by the full monthly payment: loan, tax, insurance and any HOA. Your estimate shows yours. We confirm it on your call.
Can I use a short-term rental?
Some DSCR programs accept short-term rentals where they are legal. On your call, we check if your property fits.
What documents do I need?
LLC or corporation papers, the purchase contract or mortgage statement, the lease if rented, bank statements and a photo ID. No tax returns or pay stubs.
Your estimate
Want this estimate by email?
Enter your email here. We send you your estimate and the short list of what we need to make it more precise.
A valid email, please.
✓ Sent. Check your inbox.
One tap sharpens your estimate
Expected monthly rent?
Optional. A ballpark is fine.
✓ Updated above. Your advisor confirms the exact numbers on your call.
Pre-qualification is based on the information you provided and is not a commitment to lend. Final terms follow underwriting and appraisal. Business hours: Mon-Fri, 9 am to 6 pm ET. *You pay the appraisal when it's ordered. We credit it, up to $1,000, within 10 days after your loan with Reissers Capital closes. Information provided must be accurate.